CreditStrong Revolv enables you to build up your credit, at 0% interest, without a credit card, for just a $99 annual membership fee. Once opened, the account is immediately reported as a $500 line of revolving credit to all three major credit bureaus (TransUnion, Equifax, and Experian). This instantly starts improving your credit utilization.
Features
- No credit check
- You commit to a regular payment that fits your budget
- Your payments accumulate as savings which can be withdrawn one year after account opening
- Cancel anytime with no penalty
- Increase your reported credit to $1,000 with just 3 payments in a row
- PRO TIP: Since the membership fee covers the whole year, if you don’t want to renew just make sure to cancel after it has been open 11 months. Until then, set your payment to $0 and let it keep helping your utilization!